We are a full service Credit Repair/Credit Counseling company as well as offer Debt Settlement Services as well. To summarize what we do, customers who have low credit score due to derogatory accounts on credit come to us and we assist them with having those derogatory accounts completely deleted from their credit reports by leveraging their consumer rights per the Fair Credit Reporting Act, The Fair Debt Collections Practices Act, Hipaa Law, and many other consumer protection laws.